I am phasing out of my personal finance basics stage and am metamorphing my thoughts and beliefs on what serves me. I am plan to still budget, pay off debt, and invest as part of the journey. I have taken my foot off the gas pedal (I will not kid you acting like it was on high speed) and I have chosen to re-align my actions to the areas that peak my curiosity. I started this blog technically in 2020 because why not, blogging was going to be easy, breezy fun. Wrong! Blogging is a commitment. It is fun but it requires actual time on writing and showing up consistently. With that said. I wrote 0 blog posts in 2021. ZERO!!!! I knew I had the website, I knew I "should" be writing but the entire year of 2020-2021 I did not crack open my laptop to blog. And I don't feel bad admitting this. I opened a blog then for the wrong reasons. I consuming so much personal finance podcast and literature that I wanted to emulate others in the personal finance space who started with blogs. I needed to think about what I really wanted after 2021. I had to ask myself "do I want a blog?" Writing was not a passion of mine growing up and frankly, its low on my passion list still. I do like that this pushes me to do something I wouldn't normally do as well as forces me to make creative-ish content.
Now to my main point for posting today. I can't remember exactly when this year (fast forward to 2023) but I was feeling really defeated and low about my personal finance journey. I was feeling so low that I almost thought about just blowing all the money I had saved. It was not burnout. It was just feeling the burn of how personal finance is a long, slow, vanilla commitment. And Honey, I was fed up! I am slightly pessimistic and cynical which is fueled when you see how crazy things seem in the media and the thought comes across your mind of "F it, what's the point when the economy and every thing else looks like it will go down the toilet?" This is why I prefaced with I am slightly pessimistic and cynical. Of course I saw the rosier side of things and am grateful I have my health, my family is in decent health, I have shelter, food, and clothing and that I have an emergency fund for when I really need it. This insight also showed me that I can take more risks on myself and find other things I want to spend my time doing during my journey. Having other passions will make the journey richer and more tolerable during the times I, and maybe You, want to give up. Find things that make you curious or the things you once shied away from because you didn't think it was "for you" be the thing you give a try.
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